Legal Notice

Last updated: 27 October 2026

1. Website Operator

This website is operated by Finance with Michael, a business finance consultancy operated by Michael Andev as a self-employed sole trader in the United Kingdom.

Trading name: Finance with Michael
Business owner: Michael Andev
Email: m.andev@clearbusinessfinance.com
Website: https://www.financewithmichael.co.uk

Finance with Michael provides information about business finance solutions and facilitates enquiries from businesses seeking funding.

2. Purpose of This Website

The information on this website is provided for general information about Finance with Michael and the business finance services that may be available.

Although reasonable efforts are made to keep information accurate and up to date, the content may not cover every circumstance and should not be treated as a guarantee that any particular finance product will be available or suitable.

Funding availability, eligibility, terms and conditions are determined by the relevant finance provider and depend on individual circumstances.

3. No Guarantee of Funding

Submitting an enquiry or discussing your requirements with Finance with Michael does not guarantee that finance will be offered or approved.

Any funding proposal is subject to the relevant provider's assessment, underwriting criteria, terms and conditions, and any required checks.

You should carefully review any finance agreement and ensure you understand the costs, repayment obligations and other terms before entering into it.

4. Information and Accuracy

The content of this website is provided in good faith. However, Finance with Michael does not warrant that all information is complete, accurate or suitable for every purpose.

Information on the website may be updated, amended or removed without notice.

You should contact Finance with Michael directly to discuss your particular requirements and confirm any relevant details.

5. External Websites and Third-Party Providers

This website may contain links to third-party websites or refer to services provided by external finance providers.

Finance with Michael does not control external websites and is not responsible for their content, availability or privacy practices.

Any finance product offered by a third-party provider is subject to that provider's own eligibility criteria, documentation, terms and conditions.

6. Intellectual Property

Unless otherwise stated, the content of this website, including its text, branding, graphics and design elements, is owned by Finance with Michael or used with permission.

You may view and print content for your personal or internal business use. You must not reproduce, distribute, modify or commercially exploit website content without appropriate permission, except where permitted by law.

Third-party names, logos and trademarks remain the property of their respective owners.

7. Limitation of Liability

Nothing in this Legal Notice excludes or limits liability where doing so would be unlawful.

To the extent permitted by law, Finance with Michael accepts no responsibility for losses arising from reliance on general information published on this website without obtaining appropriate advice or confirming its relevance to your circumstances.

Nothing on this website constitutes a guarantee of finance approval or a substitute for reviewing the terms of a specific funding proposal.

8. Data Protection

Personal information submitted through this website is handled in accordance with the Finance with Michael Privacy Policy.

Please read the Privacy Policy for information about how personal data is collected, used, stored and shared.

9. Applicable Law

This Legal Notice and any non-contractual matters arising in connection with the use of this website are subject to the laws of England and Wales, except where applicable law provides otherwise.

10. Contact

For questions about this website or the information it contains, please contact:

Finance with Michael
Michael Andev
Email: m.andev@clearbusinessfinance.com
Website: https://www.financewithmichael.co.uk